Thursday, November 19, 2009


From the New York Times today, regarding the Senate health insurance reform bill, announced last night:

"Many provisions of Mr. Reid’s bill, including the creation of insurance markets, or exchanges, would take effect in 2014, a year later than similar provisions of the House bill. The delay is intended primarily to reduce the cost of the legislation."

Five years. Um, I mean, FIVE YEARS!

Get a calculator and figure out what your insurance premium is going to cost if you increase it, oh, 15% each year for five years. (And if you have employer-based insurance, you're not out of this mix, because your employer is going to raise your contribution and reduce your benefits as time goes by. And keep in mind that my insurer raised their premiums twice this year, for an effective increase of 33%.)

Then figure out how you're going to pay for it.

I don't know anyone who has gotten a 15% increase in salary lately. In fact, of the people I'm closest to, two lost their jobs within the past year. One has returned to work part-time, the other is still looking. One who hadn't worked in 12 years is now working full-time in order to provide insurance benefits. One has taken two pay cuts in order to keep a job.

And I'm sorry, but that bullshit about the delay being a way to "reduce the cost of legislation?" Sounds like a way for insurance companies to stick it to their customers for half a decade more.

Disappointed? Who, me? You betcha. Bitterly. I hope there's something in the more than 2000 pages that puts the brakes on rising premiums beginning on Day One. So far I haven't found it.

1 comment:

Marla said...

My insurance has increased by $30 to $45 per month EACH YEAR. I don't know what that is in percents, but I started at $179 four years ago and now I pay $280. That is, theoretically I pay $280; this January I will join the legions of working poor who cannot afford health insurance.

I know I'm preaching to the choir, but it's nice to vent to someone.